Ways to Protect Your Home In Bad Weather Property Insurance Quotes & Hands-on Advice

Coverage for losses incurred by acts of war—including chemical attacks, civil war, and nuclear war—is not possible. After 9/11, the Terrorism Risk Insurance Act of 2002 allows for commercial insurance coverage in case of terrorist attacks. However, there is no equivalent residential coverage.

Here are some important notes that you should remember whenever you are browsing through cheap homeowner´s insurance quotes. The one you should choose must give you fast results. It must also help you save money.

* Set your coverage limits high enough to protect you, but not higher than your home and belongings are worth. To get accurate numbers, take an inventory of your belongings and call a realtor or builder to get an estimate of how much it would cost to rebuild your home.

Setting your deductible high is an easy way to bring your homeowners insurance premium down. The deductible is the amount you pay toward any claim before the insurance company starts to pay. The higher your deductible, the lower your premium.